Which benefit does IPS specifically help individuals to understand?

The correct benefit that IPS specifically helps individuals to understand is Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Individual Placement and Support (IPS) is a model of supported employment designed primarily for individuals with serious mental health challenges. This model assists participants in obtaining and maintaining competitive employment while also providing education about various benefits that may affect their employment situation.

Understanding SSI and SSDI is crucial because these social security programs offer financial assistance to individuals who are unable to work due to disability. In the context of IPS, it is important for individuals to know how these benefits work, how they may be impacted by employment, and how to navigate any potential changes in their income as they begin working. This knowledge empowers them to make informed decisions about their financial situations while pursuing their employment goals.

While health insurance plans, retirement savings programs, and unemployment benefits are important topics, they are not the primary focus of the IPS model, which is centered around helping individuals understand and effectively manage their interactions with SSI and SSDI.